• Skip to primary navigation
  • Skip to content
  • Skip to footer

Azevedo Nelson

Toronto Personal Injury Lawyer | Brampton Car Accident Lawyer | Mississauga

  • Home
  • Lawyers
    • Antonio F. Azevedo
    • Rebecca L. Nelson
    • William D. Ribeiro
    • Annie Zhuang
    • Edyta Kolpak
    • Dominik Gora
  • Areas of Practice
    • Personal Injury
    • Insurance Litigation
    • Occupiers Liability
    • Disability Benefit & CPP Appeals
    • Business Litigation
    • Construction Lien
    • Family Law
    • Mortgages
    • Short Term Disability
    • Long Term Disability
    • Residential Real Estate
  • Injury Types
    • Motor Vehicle Accident
    • Pedestrian Accident
    • Anxiety
    • Back Injury
    • Brain Injury
    • Broken Bones
    • Chronic Pain
    • PTSD
  • Consultation Offices
  • FAQ
  • Blog
  • Media
  • Contact

March 11, 2016

Have I Contributed Enough to Receive CPP Benefits?

Share:

TwitterFacebookLinkedinEmail

If you are disabled and have worked in Canada you may be entitled to a disability pension from the Canada Pension Plan. To qualify, you must have contributed to the Canada Pension Plan for either:

· 4 of the last 6 years, or

· 3 of the last 6 years, if you have 25 or more years of total contributions

Contribution time is calculated up until you are disabled, so a 2006 disability would require you to show that you made sufficient contributions between 2000 and 2006.

There are some special rules that apply, though–aren’t there always? Most commonly these are regarding persons who have come to Canada after working in other countries and parents who take time out of work to care for their children.

Today there is a lot of mobility in the workforce and we see a lot of people coming to Canada after working in other countries. Sometimes, these people become disabled before they have made sufficient contributions to the Canada Pension Plan. The good news is that Canada has agreements with many other countries, including Portugal, that allow you to count service in another country towards your qualifying years in Canada. In some cases you may even be entitled to disability pensions from both countries.

Children on a carnival ride.

Photo by Barney Moss via CC BY 2.0

Similarly, parents who have taken time off work to care for their children may not have contributed sufficiently in the 6 years before becoming disabled. The CPP allows you to exclude any years where you stopped working, or reduced working, to be the primary caregiver for your kids. Interestingly, because benefit amounts are linked to how much you contribute to the CPP, excluding years where you cared for your children may result in a higher monthly benefit.

You should never assume that you do not have sufficient contributions to qualify for benefits. It is always a good idea to consult with a lawyer to determine your rights and we can help you. Give us a call at 416-800-4378 or 416-533-7133.

Filed Under: Canadian Law

Have I Contributed Enough to Receive CPP Benefits?

Have I Contributed Enough to Receive CPP Benefits?

If you are disabled and have worked in Canada you may be entitled to a disability pension from the Canada... Read More
What do you mean I have to show ‘Liability’?

What do you mean I have to show ‘Liability’?

'Liability' is just a fancy word for 'who is at fault' or 'who is to blame'. We have a fault-based... Read More
Canada’s Highest Court

Canada’s Highest Court

In Canada, the buck stops at the Supreme Court, if it even gets that far. Though the Court is the... Read More

Reader Interactions

Personal injury lawyers with over 20 years experience proudly serving Toronto, the GTA and all of Ontario.

“We will not back down!”

Consultation offices are located in West Etobicoke, Kitchener, Brampton, Burlington, Oakville and Hamilton to serve you better.

Footer

Contact Us

  • This field is for validation purposes and should be left unchanged.

Copyright © 2023 · Azevedo & Nelson Professional Corporation | Sitemap | Blog