When we deal with disability benefit claims, rather than going after another party or their insurance company, we represent you in a dispute against your own insurance company, to make sure that it lives up to the terms of your contract.
You pay insurance so that your company will help take care of you when you need them to. If you become disabled, through illness or accident, and your insurance company refuses to honour its side of the agreement, their refusal to help you can be devastating at a time when you can least afford it, emotionally or financially.
To prove your case and get you the benefits you deserve, we will need to carefully examine the wording of your contract, and determine whether your disability falls under the terms you have signed for. Different contracts can have very different terms when it comes to your own disability.
Reasons for denial may include:
- Lack of coverage for your particular injury or disability
- Allegations that your injury is not as serious as you say it is
- Evidence that you could work if you wanted to, or that you have turned down work
- Errors in paperwork, including missed deadlines
Canada Pension Plan (CPP) Disability
Many people are denied benefits under CPP Disability the first time they try to apply for them. Unfortunately, many people don’t have a clear idea of what they are entitled to, and how to prove their entitlement through evidence and proper documentation. The rules and regulations governing CPP disability claims can be complicated and confusing, especially at a time when you probably have many other difficult tasks to do as you adjust to disability.
If your CPP claim is denied, our lawyers can help you with CPP disability benefit appeals, properly documenting and presenting your claim so that CPP will accept it. All CPP claims are done on a combined retainer/contingency fee arrangement. To date we have not lost a single appeal that we have taken on.