Who’s Driving that Car Anyway?
Insurance Companies are always looking for reasons to deny insurance coverage to their own clients or to reduce the amount that they have to pay out.
Insurance Companies are always looking for reasons to deny insurance coverage to their own clients or to reduce the amount that they have to pay out.
Most drivers in Ontario are aware that they must have automobile insurance before driving, or letting anyone else drive, their vehicle. What most don’t know is that you may not be able to sue for your injuries if you are in an accident while driving uninsured. Even if the accident is not your fault.
When individuals die in a car crash that was caused by a negligent driver, their families may decide to pursue a wrongful death claim against this driver. For example, a personal injury lawyer may be able to establish liability by showing that an at-fault driver was distracted or intoxicated.
After a fatal car crash, investigators may be able to use crash reconstruction to piece together information about how the incident occurred and which party, if any, should be held accountable for it. If the investigation indicates that this was in fact the case, the driver may be required to provide compensation for any pain and suffering or financial losses the victim’s family have endured as a consequence of his or her actions.
There is a risk of serious injury in many types of car accidents, especially head-on collisions since the speeds of the involved vehicles are combined. When people are injured in crashes, they may be entitled to compensation to help pay for the damages, including pain and suffering.
In our law practice we are always going up against insurance companies. Some people might come to believe that insurance companies are more likely to play hardball with the little guy – that insurance companies think that they can get away with not paying. That would be wrong.
People who have suffered injuries in an accident like this might choose to file a personal injury complaint against the driver found to be responsible. A lawyer might assist an injured party by gathering evidence to present in relation to the claim. Evidence could include testimony from other people in the vehicle, police reports and any existing surveillance footage of the accident.
Impaired driving is only one of several common causes of car accidents; distracted driving and speeding could also factor in, but all three causes constitute negligence. People injured in such accidents that are not their fault could recover the cost of the damages. The Family Law Act has provisions for victims to recover out-of-pocket expenses and the loss of income. The families of the victims could also be entitled to reimbursement for travel expenses and the loss of companionship, care and guidance while the victims were recovering.
When people are killed in car accidents that involved the negligence or recklessness of another party, their surviving family members may potentially recover two types of damages resulting from their loss. In a successful wrongful death claim, a family could receive funds for pecuniary damages like loss of household income, funeral expenses and travel costs to visit their loved one while he or she was receiving treatment prior to his or her death. Family members could also be compensated for non-pecuniary damages like loss of companionship, guidance and care.
An injured motorcycle crash victim may experience lasting repercussions from the accident that will affect their daily life for years to come. If the injuries were serious, medical expenses from a prolonged hospital stay and the time spent off from work may result in a considerable financial strain. To seek compensation for these losses, many victims decide to file a personal injury complaint against the driver at fault. During this process, a lawyer might be able to help an accident victim gather supporting evidence that can be used to strengthen their claim.